A Canadian family's journey to financial independence

Friday’s Frugal Five

Friday’s Frugal Five

I have been inspired by Angela over at Tread Lightly, Retire Early (who was inspired by Katy over at The Non-Consumer Advocate) to celebrate five frugal achievements for the week. This will help keep me accountable and celebrate the small wins.

  1. I did not buy lunch at work this week. I work four days a week and often buy a takeaway lunch at least one of these days. One thing that helped me this week was the lunch club at work that I joined – on Thursdays we’ve been paired up to prepare lunch for ten people in the office. I co-prepared a lunch on Thursday this week, and then I will get fed the next five weeks on Thursdays by other pairs. I spent approximately $20 for the food I contributed this week and will get six home-cooked meals out of it.
  2. I sold a few neglected toys on a buy/sell/trade Facebook group and made $15. This is an extra win since it frees up “space” that will soon be filled (once again) with Christmas toys from loving relatives.
  3. I needed to buy some pants for my boys (FNB1 and FNB2) at Old Navy, and did so online using Ebates, getting 2% cash back on top of the 30% off sale that was on. I typically try to find many things gently used, but exclusively buy their bottoms from Old Navy since they are narrow enough to fit my skinny kids. I am finding that gently used pants seem to be few and far between as they get older – probably because kids start wearing knees out before growing out of them. See my review on Ebates here.
  4. I used to bank with PC Financial, which recently switched to Simplii banking by CIBC. I am sticking with them for now to see how it goes. PC Financial charged $1.50 for email money transfers; with Simplii they are free of charge. I had to send $20 to someone this week and there was no $1.50 service fee. No service fees me oddly happy.
  5. Christmas is coming and I have been brainstorming “experience gifts” to request from relatives instead of tons of toys that they typically get. I know some people request money towards swimming lessons or other lessons, but I’d like experience gifts to be something special since we will put them in swimming either way. So far I have thought of day trips to Toronto – either Ripley’s Aquarium (we haven’t been in a few years) or the Ontario Science Centre (my kids have never been).

Do you have any frugal wins for the week?