A Canadian family's journey to financial independence

Holiday Series

The Frugal/DIY Gift Guide

The Frugal/DIY Gift Guide

Ahhh, gifting. I enjoy giving a gift that I know will be appreciated and used. That is why I refused to buy my nieces any clothing as a gift for the first few years of their life – they received SO MANY new outfits, as […]

Christmas 2017 Budget – Forecast

Christmas 2017 Budget – Forecast

I have never really sat down and make an Official Christmas Budget. Since we do not tend to go overboard with gifts (at least, not what *I* consider overboard) I am not too concerned with the slightly higher costs of the season. We may end […]

The Most <strike>Wonderful</strike> <strike>Horrible</strike> <strike>Busy</strike> Wonderful Time of Year

The Most Wonderful Horrible Busy Wonderful Time of Year

Disclaimer: I fully understand that not everyone celebrates Christmas. Whatever you celebrate, or don’t celebrate, you’re welcome here and I hope you might still take away some useful information. At the very least, let’s agree that Christmas Vacation is a hilarious movie.  Christmas. Is there […]