A Canadian family's journey to financial independence

A Single Step

A Single Step

“A journey of a thousand miles begins with a single step.” – Lao Tzu

The idea to start a blog has been bouncing around in my head for quite a while. I am a voracious reader of blogs, and have been for years. The type of blogs I read at a given time is a reflection of where I am in life. Starting around seven years ago, if someone dug into my blog reading history they’d find it looked something like this:

  1. Travel
  2. Home decor
  3. DIY projects
  4. Pregnancy
  5. Parenting
  6. Pregnancy
  7. Parenting
  8. Personal finance
  9. Financial independence/retiring early (FI/RE)
  10. Investing
  11. Starting a blog

This blog will follow my family’s FI/RE journey – to reach the point where we are financially independent and can retire early. Since we are aiming to retire in about ten years, which would put us in our mid- to late-40s, our “retirement” will look different from the typical retiree life you imagine. We don’t plan to spend hours in front of the TV, or golf all day (Mr. FNB doesn’t even own clubs); I don’t plan to learn to play bridge (yet – but maybe – is it fun?) and our children will still be young enough that we won’t be able to become Florida-bound snowbirds. We will probably *gasp* still earn some money. So, you may ask, what exactly is the point of all this?

We want to be able to quit our office jobs to spend time on what really Matters to Us. We are still figuring out what exactly that will look like for us, but it will involve some combination of: being active; being creative; being very present in our children’s lives; spending time with family and friends; community service; and learning new skills.

This is not a get-rich-quick blog; there is no magic formula for how to achieve this, nor are we particularly unique in this pursuit. There is a secret underground FI/RE club of thousands and thousands of people who have helped light this fire in us. Our plan is actually quite boring; it involves living below our means, rejecting the hamster wheel of consumerism, and investing our savings in low-fee index funds so that our hard-earned dollars earn interest and work for us 24 hours a day (#passiveincomeftw).

In the midst of it all, we are raising two sons and have a lovely dog. We are thrifty, but not as frugal as some; we are striving to reduce clutter (of all sorts) in our life, but will most likely never achieve true minimalism. Our primary goal is to raise awesome kids; though, I have Strong Beliefs that this goal is NOT achieved simply by throwing tons of money at them.

Though I have created this as a FI/RE blog, I have a giant list of topics already that I can’t wait to write about. They involve but are not just limited to: FI/RE, minimalism, parenting, thrifty living, frugal parenting, investing, work, travel and more.

I’d love to have you along for the ride!